Dealing With a Dismissive Auto Insurance Company
If another person crashed into your vehicle, you deserve to get your medical bills and lost wages paid as soon as possible. Unfortunately, car insurance companies do not make the process easy. They will often fight accident victims over small details to avoid paying the full amount a victim’s claim is worth. Some will even blame the victim or argue that the victim is lying.
Your best option is to work with a skilled Campbell County injury attorney who can fight to get you the most out of your claim.
Why Do Insurance Companies Deny Claims?
Wyoming state law requires every driver to have liability insurance in case they get into a car accident. In a better world, each driver’s insurance company would pay for any accident victim’s medical bills, lost wages, pain and suffering, and property damage without any disputes.
But you should never forget that insurance companies are for-profit businesses. They make their money by charging high premium prices and paying as little as possible when drivers submit claims. Whether your claim is large or small, you can expect the insurance company to offer you a low settlement – or none at all.
Common Insurance Adjuster Tactics
If you start going through the claims process on your own, you will need to contact an insurance adjuster. Insurance adjusters are not your friends. Their job is to save their boss — the insurance company — money, which means devaluing or denying all claims.
They may appear friendly and even sympathetic to your injuries when they first call you, but they are not there to help you. Instead, they will steer the conversation to talking about what you did during the accident. Their end goal is to collect evidence, however little, that you are partially at fault for the collision.
There are several ways that insurance adjusters collect evidence to fight claims, including:
- Asking for recorded statements
- Requesting medical records
- Demanding an independent medical exam (IME)
- Digging into your personal life
- Checking your social media feeds for conflicting statements
Their end goal is to find proof that your injuries are fake, that they were caused by another accident, or that you are in some way to blame for the collision. There may be no evidence at all, but insurance adjusters will do all they can to discourage you from fighting back.
What a Gillette Injury Lawyer Can Do for You
There is no reason to give up hope after a crash. As skilled Gillette personal injury lawyers, our team at Steven Titus & Associates, P.C., has gone through numerous insurance adjusters and knows how to deal with their underhanded tactics. We can handle all communications with the adjuster for you while we collect our own set of evidence to support your claim. Instead of dealing with a case on your own, let us:
- Investigate the cause of your accident to prove the other driver was at fault
- Get you in contact with credible doctors who can help you get treatment
- Handle all communications with the insurance company
- Research all available insurance policies to get you the most out of your claim
- Prevent the insurance adjuster from collecting recorded statements, accessing medical records, or digging into your personal life
- Fight to get you full compensation in a settlement negotiation or personal injury trial
If you or someone you love was injured by a negligent driver, reach out to our team at (307) 257-7800 for a free case evaluation.
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